For a larger, and better established business, there may be increased flexibility and long term price advantages in using an established banking, merchant solution, but this can be difficult for a small, start up marketer to apply for, as there may be greater expenses, and bank guarantees required, in terms of trading history and so on. Hence, the better solutions, which are relatively cheap, include two vendors- namely Alert Pay and Pay Pal.
Each has their respective advantages and disadvantages, but let me concentrate on the general benefits of both for now. Each is relatively easy to set up, and I would recommend the Personal Pro, or Personal Business options, which I regard as the minimum requirements for a serious online marketer, even if you are just starting out. Both services are free to join, but do require a bit of time, after the initial set up, in terms of their respective verification processes.
These processes are slightly different between the two vendors, but essentially involve positive identification of yourself, to insure a more transparent business, and to give better security to your clients, knowing they are dealing with a legitimate, and verified entity. The verification process involves either verifying small deposits to your account from Paypal, or sending in scanned documents to Alert Pay. Either way, they are both stable systems. In terms of their charges, they vary between the two companies but generally involve a small percentage of each transaction, as well as a small set amount as well. Again, the benefit of both is that they operate on a worldwide scale and are relatively easy for the homemarketer to set up.